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Sub-North Carolina Car Accident FAQs - Part 2

After being involved in a car accident, many victims are in shock. Nobody expects to be involved in a car accident. The trauma of being injured in a car accident can be extremely challenging and disorienting. After receiving emergency medical treatment, many car accident victims begin to ask questions about the pathway forward. Those who have suffered serious injuries have questions about how to recover compensation for their mounting medical bills. We will address some of the most common car accident questions we receive below.

What Should I Say to My Insurance Company After a Car Accident?

Insurance companies often start calling car accident victims immediately after the accident. Our clients often ask us what they should say to their insurance claims adjuster after a car accident. You are required to provide the adjuster with basic information about your car accident. You can tell them what happened, where the accident took place, and who was involved.

Additionally, you can also provide them with information about the other driver's insurance policy and number. However, be careful that you do not unintentionally admit fault for the accident, and we recommend that you do not give a formal statement to the insurance company until you have spoken with your personal injury lawyer. Insurance adjusters will try to prod you into admitting fault so they can deny your claim. Remember that they can use anything you say on the record against you later.

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Do I Have to Talk to the Other Driver’s Insurance Company?

What happens if the other driver's insurance company contacts you? You have no legal obligation to answer questions from the other insurance provider. Even if you and the other driver have the same insurance company, you can tell them that they can ask your attorney questions. If you have suffered serious injuries, it will be a huge relief to know that your attorney can answer questions and deal with the insurance company on your behalf.

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Should I Accept the Insurance Company’s Offer to Pay for My Car Accident?

You should not accept a settlement offer without discussing it with your lawyer first. Insurance companies are notorious for denying claims unfairly or offering settlement agreements that are far too low to cover all of your expenses. They typically offer a lowball amount upfront, knowing that many car accident victims need compensation as quickly as possible and are more willing to accept an unfair offer. Your lawyer will be able to negotiate with the insurance company and ensure they do not take advantage of you.

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What Types of Compensation Can i Obtain After a Car Accident?

Victims of car accidents are entitled to many different types of compensation. The at-fault driver's insurance company must pay you for your past and future medical bills, property damage, and lost income. If you file a personal injury lawsuit, you will also be entitled to damages for pain and suffering and, in some cases, punitive damages. Your lawyer will be able to discuss what types of damages you can recover and determine a fair settlement amount that will cover all of your past and future expenses.

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What Steps Should I Take After a Car Accident?

The first step you should take is to call 911 and request medical help and for a police officer to come to the accident scene. Suppose you do not request medical help at the scene of the accident. In that case, we recommend going to your doctor and undergoing a comprehensive medical evaluation as soon as possible after the accident. Do not hold back when it comes to telling your doctor about any pain or discomfort and all the symptoms you are experiencing.

Record all the other driver or drivers’ contact information and insurance information and any witnesses to the accident. If you can do so, take pictures of the accident and write down any notes about what happened. For example, if you notice the other driver slurring his or her words, tell the law enforcement officer at the scene. You should also report the crash to your insurance provider.

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If you have been involved in a car accident, you likely have many questions. The experienced lawyers at Arnold & Smith, PLLC, are here to answer your questions. In North Carolina, car accident victims only have three years to file a personal injury lawsuit. We offer potential new clients a free initial consultation, and we are happy to answer your questions. Contact us today at 704.370.2828 to schedule your free initial consultation.

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