Being injured in a traumatic truck accident can leave you in a state of shock. You may be experiencing foggy thinking and slow reactions. All of this is normal after a serious accident. It is important that you understand your rights, especially if you have recently been involved in a truck accident.
The initial shock of the accident can leave you feeling uncertain and vulnerable, and insurance companies will probably begin calling you and pressuring you to accept a settlement offer that is likely too low. Taking the proper steps after a commercial truck accident can help protect you and your claim for legal compensation.
1. Seek Medical AttentionIf the paramedics at the scene recommend that you go to the emergency room, take their advice. If you do not have to go to the emergency room, you should visit your own doctor after the truck accident. Do not wait too long to visit a doctor. Some injuries do not show outward or physical symptoms right away, but you could be suffering from serious internal injuries.
Working with a medical professional to assess your health will also help your attorney understand how much compensation you deserve for your injuries. Make sure you keep all of your medical documentation and follow your doctor's orders, including taking your prescribed medication. Doing so will help your legal claim.
2. Do Not Speak With the Other Party’s Insurance Company or Give a StatementAnything you say to the other party’s insurance company could be used against you. When people are in shock, they may say things they would not normally say. You may unintentionally admit fault for the accident. The other party's insurance adjuster may seem friendly, but they are looking out for the company's profit margins, not you. Do not sign anything or discuss the accident with the insurance company unless your attorney is present.
3. File a Police ReportWhen you call 911, request that a police officer come to the scene of the accident. The officer will investigate the scene and create a police report. Write down the number so you can obtain the police report later.
4. Report the Accident to Your Insurance CompanyInsurance companies typically require their customers to report any accident they've been in within a specific time frame. You should give your insurance company the basic information that is listed on the police report, but you are not obligated to discuss any other details. If they ask for more information, you can tell them that you are retaining an attorney and that your attorney will get in touch with them. Do not sign any paperwork until your attorney reviews it.
5. Stay Off of Social MediaIt is important that you do not share any posts about or photos of the accident. Internet users can screenshot nearly anything. Nothing is truly private on the internet, and any information you share about the accident could be used against you to deny your claim for compensation. It is wise that you stop using social media until you discuss your case with your attorney.
6. Take Photos of the Scene, if PossibleIf you are able to move around safely, we recommend taking photos of the accident scene, including damage to your vehicle and your own injuries. Document the scene in any way that you can. If necessary, return to the scene to recount the events with your attorney. Photos are important when supporting your claim for compensation, as well witness testimonies and names. We recommend writing down all of the details you remember about the accident.
7. Save Your DocumentationSave any documentation of costs related to the truck accident. Even if you think the expenses are insignificant, they all add up. Keep a spreadsheet or a list of all of the relevant expenses on your phone.
8. Contact an Experienced Truck Accident AttorneyTruck accidents can be complex, and proving fault can be difficult. Commercial truck drivers often have commercial truck insurance policies and a team of attorneys prepared to fight to avoid paying you fair compensation. An experienced personal injury attorney will be able to investigate your case immediately, gather important evidence and protect your rights.
The North Carolina truck accident attorneys at Arnold & Smith, PLLC have successfully helped many clients just like you obtain the compensation they deserve. We will guide you through the process and answer all of your questions while fighting for you to obtain the full amount of compensation you deserve. Contact us today to schedule your free initial consultation.