How Do I Pay My Medical Bills After a Motorcycle Accident?

A motorcycle accident can make any person appreciate the fragility of human life. Suppose you have been seriously injured in a motorcycle accident. In that case, you will likely feel grateful that your injuries are not worse than they are, but you may be concerned about how you will pay for your unexpected medical expenses. Medical debt can follow people around for years and have a devastating impact on a victim’s life.

If your injuries are permanent, the financial devastation can result in hundreds of thousands or over a million dollars in medical expenses. Discussing your case with a personal injury attorney can help you develop a strategy to recover compensation for your injuries, including your current and future medical expenses. Contact Arnold & Smith, PLLC, to schedule a free case evaluation if you have been injured in a car accident.

The Hidden Costs of a Serious Motorcycle Injury

The medical bills from an injury can leave a person reeling for years, even if they fully recover. The medical bills you will eventually receive from North Carolina hospitals and rehabilitation centers will not be small. One trip to the emergency room that results in a short stay in the hospital can easily cost $10,000. For many Americans, medical debt can cause a vicious cycle, with creditors threatening to garnish your bank accounts to pay unpaid medical bills. A motorcycle accident injury may require ongoing treatment and will interfere with a victim’s ability to work.

Physical pain can be a significant aspect of the severity of motorcycle accident injuries. The physical pain can be compounded by being unable to provide for yourself and your family as you previously did. Many injuries can cause chronic pain, making returning to work difficult or impossible. Working with a motorcycle accident attorney can help you pay for the treatment you need, but it can also help you find the right doctors and recover the income you lost because of your injuries. It can also help you pursue the full compensation you deserve for non-economic damage, including damages for the pain and suffering you are enduring.

Car Insurance Settlements May Not Pay All of Your Medical Bills

If you have been in a car accident before, you may have received a settlement offer letter from your insurance company. Many times, the settlement is not enough to reimburse you for the money spent repairing your motorcycle or car. If the accident involved injuries, insurance companies include the estimated costs of medical treatment in calculating the settlement offer. However, their offer is rarely enough to cover your medical bills.

Insurance companies may make you a quick, low offer after your motorcycle accident. It is important you do not agree to a settlement officer before discussing your case with an attorney. Before you speak to an attorney, it is wise to refuse to provide the insurance company with a recorded statement. If they call you, you should direct them to call your attorney. Motorcycle accident attorneys understand all the tricks insurance companies use to get victims to wrongly admit the accident was their fault or that their injuries are not as serious as they claim. Motorcycle accident attorneys know how to protect clients from insurance companies while pursuing the full compensation they need and deserve.

Medical Expenses and Motorcycle Accident Lawsuits

The medical bills you incur shortly after the motorcycle accident can keep coming for a long time afterward. As you receive medical bills, it is crucial that you keep them and give them to your personal injury attorney. If you do not have health insurance, you can ask your attorney to work with a Charlotte area provider who may accept benefits under your own car insurance policy. You may be able to use these funds to pay up to a certain amount of medical bills. Through a personal injury lawsuit, you, as the plaintiff, can request damages for the medical expense related to the injuries caused by the defendant.

While your attorney works on your case, he or she may be able to contact the hospital you visited and let them know you were injured in an accident and that you are pursuing compensation from the negligent driver’s insurance company. We can ask them to hold medical bills until the case is settled. Your medical records will show the amount you have paid or still owe related to your motorcycle accident claim. If you have health insurance, you may try to have them pay for your medical bills. However, you will likely have to pay some out-of-pocket expenses. We can help you track these expenses.

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