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Charlotte Progressive Insurance Car Accident Lawyer

The Charlotte car accident lawyers at Arnold & Smith, PLLC, have years of experience representing clients in cases involving major insurance companies, including Progressive Insurance. If you or your loved one have been injured in a Charlotte car accident, and you are seeking compensation from the Progressive Insurance Company, our team is here to help. We will not charge you for legal services unless successfully negotiate a settlement agreement on your behalf. You can contact us today to schedule your free, no-obligation consultation.

How Does Progressive Insurance Settle Car Accident Claims?

The first step in recovering compensation through a Progressive Insurance claim is to report your vehicle damage. Progressive allows victims to file claims through their mobile app, by telephone, and online. When you contact Progressive, a representative will ask you if you would like to get your repairs completed or receive payment. You can choose whether you would like a check for the damages or you would like to take your car to a repair shop.

If you are leasing or financing your car, you may be required to get repairs under the terms of your lease. If you are getting repairs, you can schedule an appointment for an estimate which will give you a detailed quote of how much the repairs to your vehicle will cost and the amount of any deductible that will be responsible for paying towards the repairs.

Will Progressive Insurance Make a Quick Settlement Offer?

In most cases, Progressive will make a quick settlement offer that is too low to cover your bodily injuries and property damage. Progressive has a reputation for offering settlement agreements that are too low. Progressive may try to send a claims adjuster to your house after your car accident to settle your injury claim as quickly as possible. Their goal is to pressure victims into accepting an offer that is too low because they are understandably afraid of not paying their bills.

When you have been seriously injured in a car accident, it can be challenging to understand and process everything that is happening. Insurance adjusters may try to take advantage of you as you are trying to recover. They typically offer between $1,000 and $3,000. This is called a cash-out offer. If you accept their check on the spot, you will have to sign a settlement release that will prohibit you from suing Progressive or taking your claim to court through a personal injury lawsuit.

Why You Need a Lawyer to Negotiate With Progressive Insurance

As mentioned above, Progressive claims adjusters will try to make you a settlement offer that will not cover your injuries. Dealing with an insurance company by yourself after being seriously injured is risky and could prevent you from obtaining all the compensation you deserve. The experienced car accident lawyers at Arnold & Smith, PLLC, can help you negotiate your settlement offer with Progressive. In many cases, car accident victims hire attorneys to represent them to secure larger settlements than they would have secured on their own.

Many of our car accident attorneys have worked for car insurance companies. We understand the process that claims adjusters go through. Our unique knowledge helps us develop effective negotiating strategies for our clients. We will hold the insurance company accountable while you focus on your recovery. If the insurance company refuses to offer you a fair settlement agreement, we will take your claim to court on your behalf.

Tips for Submitting a Claim With Progressive Insurance

You should take several different steps after a car accident to help you secure your compensation claim. First, do not sign anything from the insurance company until you have discussed your claim with an attorney. Second, you should work with an attorney to help you decide how to answer questions regarding the car accident.

You may unintentionally admit fault for the accident under the stress of the accident, which can damage your claim. We can help you respond accurately to the insurance company while protecting your claim. We also recommend that you keep all documentation of your expenses, no matter how small. This will help us correctly estimate the value of your claim.

Contact a Charlotte Car Accident Lawyer Today

Have you or a loved one been injured in a car accident? Do you need to file a claim with Progressive Insurance? If so, the experienced personal injury lawyers at Arnold & Smith, PLLC, are here to help. Contact us today to schedule your free initial consultation.

Client Reviews
★★★★★
Arnold & Smith was great. They are always on time for your case, they really know what they are talking about. They are very good about giving you updates on your case. I highly recommend everyone to use Arnold & Smith as your attorney they will make sure you get the best result possible for your case. By far the best attorney in the area. Austin
★★★★★
Resonable expectations were set and the results far exceeded them. I was well informed, prepared and supported by Matt and his team. They provided comfort and confidence, as well as a great outcome. I can't possibly describe how grateful I truly am for what they have done for me. Matt was recommended to be by another trusted individual and I believe that was a blessing. Anthony
★★★★★
I can't say enough great things about Matthew Arnold and his team. I had a very complicated, high-conflict case which took a lot of time and effort on everyone's part, and I feel like my case was given the time and attention it required. Matt Arnold is a great attorney, and I would go as far as saying one of the best in Charlotte, if not the best. Bree is also amazing. Amber