Our office continues to operate during our regular business hours, which are 8:30 am - 5:30 pm, Monday through Friday, but you can call the office 24 hours a day. We continue to follow all recommendations and requirements of the State of Emergency Stay at Home Order. Consultations are available via telephone or by video conference. The safety of our clients and employees is of the utmost importance and, therefore, in-person meetings are not available at this time except for emergencies or absolutely essential legal services.

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Allstate Insurance Claims

Many Americans have seen the humorous commercials from Allstate in which mayhem strikes ordinary Americans. Allstate Insurance is one of the largest auto insurance companies in the United States. With offices all over the country and millions of insurance customers, there is a good chance that the at-fault driver in your car accident has Allstate Insurance. Unfortunately, like every other major insurance company, Allstate Insurance often denies claims that they should not deny. It is important to understand that Allstate Insurance is a for profit company, therefore do not be surprised if they deny your claim. Their goal is to make the most money possible which means they deny as many claims as they legally can or quickly settle for the lowest amount possible.

We Can Help Fight for an Adequate Car Insurance Settlement

If you or a loved one have suffered an injury in a Charlotte car accident, you might be entitled to compensation. At Arnold & Smith, PLLC our skilled car accident attorneys have helped many clients negotiate favorable settlements with insurance companies. It is wise to speak with an attorney before signing an insurance settlement offer. Many times, the settlement offer is too low and an attorney can help you negotiate a better deal. If Allstate Insurance denied your claim, we can advise you as to your options, including filing an appeal with Allstate Insurance. Contact our Charlotte personal injury law office today to schedule your free initial consultation.

About Allstate Insurance

Allstate currently holds 113 million proprietary insurance policies. The company offers a variety of policies, including home insurance, life insurance, and auto insurance. Allstate has been providing auto insurance to Americans for over 85 years. Founded in 1931, Allstate used some innovative practices, such as a sophisticated rate classification system called the Merit Rating Plan which they launched in 1939. The company also introduced its roadside assistance program in 2010. Customers only pay for roadside assistance when they use it. The company received an award in 2013 for working to reduce teen car accidents.

Are You in Good Hands?

Allstate’s marketing slogan is “are you in good hands?” Unfortunately, some Allstate customers are not in good hands when Allstate denies their car insurance injury claims. The bottom line is that Allstate is an insurance company, a for profit business. While Allstate insurance adjusters may have worthy intentions, they attempt to shift the financial burden and responsibility to the injured victim in many cases. In doing so, they seek to minimize payouts to policyholders who are injured.

Allstate Uses an Algorithm to Determine a Claim’s Worth?

Allstate generates the first settlement amount that they offer customers using Colossus, a computer system that determines the worth of an injury claim. Some have criticized Colossus for regularly and unfairly reducing claim amounts below the actual value of the claim. Some have also criticized Allstate for aggressively defending the calculations made by Colossus when injured parties challenge the settlement amount proposed by Allstate.

A computer system will not always accurately calculate your claim. Arnold & Smith, PLLC knows how to fight determinations made by Colossus. We assertively fight for our clients to receive the most amount of compensation possible for their injuries.

It is Wise to Speak with an Attorney Before Accepting an Allstate Settlement

Allstate may offer you a decent settlement amount. However, it is wise to speak with a skilled North Carolina car accident attorney before accepting the settlement. In many cases, an insurance payout may be the only compensation you receive as a victim. Thus, it is essential that the payout amount covers all of the expenses related to your injury over the course of your entire life. Severe injuries such as paralysis can cost multiple millions of dollars over a 50-year timeframe.

At Arnold & Smith, PLLC we know how to accurately calculate a settlement amount that covers all necessary expenses. We have helped many of our clients determine a settlement amount that includes lost compensation, lost work, and all medical bills for the person’s entire life. It is wise to have a second set of eyes on your insurance claim process. Attempting to recover from injuries is stressful enough. Many of our clients feel a great sense of relief knowing that our experienced Charlotte car accident attorneys are fighting in their corner. If you have suffered an injury in a Charlotte car accident and you need to file a claim with Allstate, we can help. Contact our law office today by calling 704.370.2828 to schedule your free initial consultation.

Client Reviews
★★★★★
Arnold & Smith was great. They are always on time for your case, they really know what they are talking about. They are very good about giving you updates on your case. I highly recommend everyone to use Arnold & Smith as your attorney they will make sure you get the best result possible for your case. By far the best attorney in the area. Austin
★★★★★
Resonable expectations were set and the results far exceeded them. I was well informed, prepared and supported by Matt and his team. They provided comfort and confidence, as well as a great outcome. I can't possibly describe how grateful I truly am for what they have done for me. Matt was recommended to be by another trusted individual and I believe that was a blessing. Anthony
★★★★★
I can't say enough great things about Matthew Arnold and his team. I had a very complicated, high-conflict case which took a lot of time and effort on everyone's part, and I feel like my case was given the time and attention it required. Matt Arnold is a great attorney, and I would go as far as saying one of the best in Charlotte, if not the best. Bree is also amazing. Amber