Our office continues to operate during our regular business hours, which are 8:30 am - 5:30 pm, Monday through Friday, but you can call the office 24 hours a day. We continue to follow all recommendations and requirements of the State of Emergency Stay at Home Order. Consultations are available via telephone or by video conference. The safety of our clients and employees is of the utmost importance and, therefore, in-person meetings are not available at this time except for emergencies or absolutely essential legal services.

Justia Lawyer Rating - 10.0
Super Lawyers
AVVO
Million Dollar Advocates Forum
National Trial Lawyers
North Carolina State Bar

Financial Auto Insurance Claims

If you have suffered an injury in a North Carolina car accident, you might be entitled to compensation. Under North Carolina law, those injured in a car accident have a right to seek compensation from the at-fault driver’s car insurance. If the at-fault driver in your case purchased a car insurance policy from Country Financial, you will need to file a claim for compensation through their company. Filing a claim with the at-fault driver’s insurance company can quickly become confusing and stressful.

It is essential that you provide an accurate statement to the insurance company. However, in the shock of your car accident, you may unintentionally admit fault when the other driver was at fault. Insurance companies can use this admission of fault to deny your claim or offer you an unnecessarily low settlement amount.

Unfortunately, car insurance companies often initially offer claimants a settlement amount that is too low intentionally to try and increase their own profit lines. In other instances, insurance companies deny claims for compensation that the company should have paid out. At Arnold & Smith, PLLC our skilled car accident attorneys have extensive experience negotiating with car insurance companies on behalf of our clients.

When Countrywide Financial denies a car insurance claim, we help clients fight for their right to adequate compensation. If Countrywide Financial denied your insurance claim or offered a low amount, contact our North Carolina based personal injury law firm today to schedule your free initial consultation.

About Countrywide Financial

Countrywide Financial began in 1925 by selling lightning and fire insurance. The company eventually added farm equipment insurance and crop hail insurance. In 1927, Countrywide Financial added auto insurance to its growing list of insurance products. The company has grown over the last 85 years. While the company initially focused on serving customers in rural farming communities, it now offers products in urban and rural settings across America. Countrywide Financial includes all of the following subsidiary companies:

  • COUNTRY Mutual Insurance Company
  • COUNTRY Trust Bank
  • COUNTRY Life Insurance Company
  • COUNTRY Capital Management Company
What Happens After I File an Insurance Claim with Countrywide Financial?

After you file a claim with Countrywide Financial, a claim adjuster will open up your case and assign a claim number to your claim. The adjuster may contact you and ask you for a verbal statement as to what happened during the accident. Similarly, the adjuster might ask you to sign a statement as to what took place before, during, and after the car accident. It is wise to speak to an experienced car accident attorney before giving a statement or signing a document as to what happened during the car accident.

The claims adjuster may have written the statement in a way that makes you at fault for the car accident. Or, he or she may have left out important details of the accident that demonstrate the other driver’s fault. The statement that you provide to Countrywide Financial will play a direct role on how much compensation the insurance company offers you and whether or not they deny your claim. Taking the extra step of allowing a car accident attorney to review your statement can result in a better monetary resolution in the long run.

Car Insurance Investigation

Countrywide Financial will investigate the car accident before determining how much money to offer you in a settlement agreement. The amount of investigation that Countrywide Financial engages in depends on the case itself and upon several other factors. Sometimes, Countrywide Financial will quickly offer claimants a settlement amount in an attempt to resolve the case quickly and cheaply and move on to the next case. Other times, their investigators will interview witnesses and conduct a longer more thorough investigation.

If Countrywide Financial has offered you a quick settlement amount, the amount of the settlement may be too low. A settlement amount should include all of the costs associated with your injury over your lifetime. At Arnold & Smith, PLLC we have the necessary experience to help you determine exactly how much Countrywide Financial should pay to fully compensate you for your injuries.

We Can Help

We are happy to help negotiate with Countryside Financial on your behalf in an attempt to increase the amount of compensation to an amount that will get you through the rest of your life comfortably and without worry. Contact our personal injury law firm today to schedule your free initial consultation. Now accepting cases across North Carolina and offering three convenient offices in Charlotte, Mooresville and Monroe.

Client Reviews
★★★★★
Arnold & Smith was great. They are always on time for your case, they really know what they are talking about. They are very good about giving you updates on your case. I highly recommend everyone to use Arnold & Smith as your attorney they will make sure you get the best result possible for your case. By far the best attorney in the area. Austin
★★★★★
Resonable expectations were set and the results far exceeded them. I was well informed, prepared and supported by Matt and his team. They provided comfort and confidence, as well as a great outcome. I can't possibly describe how grateful I truly am for what they have done for me. Matt was recommended to be by another trusted individual and I believe that was a blessing. Anthony
★★★★★
I can't say enough great things about Matthew Arnold and his team. I had a very complicated, high-conflict case which took a lot of time and effort on everyone's part, and I feel like my case was given the time and attention it required. Matt Arnold is a great attorney, and I would go as far as saying one of the best in Charlotte, if not the best. Bree is also amazing. Amber