Geico Insurance Claims

Recovering from injuries caused by a car accident is difficult enough. At Arnold & Smith, PLLC, we understand how difficult it is to recover from your injuries and attempt to file an insurance claim with GEICO insurance company. Unfortunately, GEICO does not always treat insurers fairly when determining whether or not to pay out claims. As experienced North Carolina car accident attorneys, we understand what it takes to successfully resolve car accident claims just like yours with GEICO insurance.

Does the at-fault driver who caused your accident to have GEICO insurance? If so, you will likely need to file a claim with GEICO for compensation for your medical bills, pain, and suffering. Conversely, if the at-fault driver did not have car insurance or was underinsured, you may have to file a claim with your own insurance company. Either way, you must file an accurate and timely claim. As a for-profit business, insurance companies look for any reason to deny claims. Ensuring that your statement to the insurance company is correct and in your best interest will increase your chances of receiving the maximum amount of compensation that you are entitled to.

GEICO and Allstate are the two largest U.S. car insurance companies in the United States. A recent report by U.S. News and World Report stated that GEICO is among the least expensive car insurance companies in the market. The lower expense is likely why GEICO is one of the most popular insurance companies. If you have suffered an injury in a North Carolina car accident, there is a good chance that you or the other driver carries GEICO insurance. The study found that GEICO had low rates, that filing a claim is relatively easy, and that GEICO had a relatively good rating in terms of customer satisfaction.

GEICO is a considerable insurance company in terms of customers and office locations. The following statistics demonstrate how widespread GEICO insurance is in the U.S.:

• Provides 24-hour customer service
• Utilizes seven different affiliated companies to satisfy the needs of drivers
• Employs more than 40,000 employees
• Is one of the fastest-growing auto insurers in the United States
• Is the second-largest private auto insurance company in the united states

It is essential to understand the process of filing a claim with GEICO. Many large insurance companies now allow customers to file auto insurance claims via their app. In some cases, you may not even need to speak with a representative on the phone. The GEICO app lets customers submit statements, photos, and descriptions of the accidents within the phone application.

While the ease of filing a claim is a benefit of choosing GEICO, it is also wise to be cautious of revealing too much information before speaking to a skilled car accident attorney. If you unintentionally reveal that you are even partially at-fault, GEICO may use your statement to deny your claim to compensation. At Arnold & Smith, PLLC we can help you draft an accurate statement to submit to GEICO. We will ensure your account will not hinder your chances of receiving compensation later.

GEICO requires customers to file a motor vehicle accident report with local law enforcement as soon as possible. Once you submit information about the crash, and the amount of damage, GEICO will help schedule the necessary repairs for your vehicle. Immediately after the accident, you can request roadside assistance from GEICO. After you submit your report, GEICO will assign you a confirmation number and begin the claims process.

Many people are surprised by how quickly GEICO offers them a settlement amount. While immediately accepting the settlement amount can be tempting, it may not be in your best interest. It is wise, though understandably challenging to determine an accurate total of all of the compensation you will need now and in the future. In many cases, the settlement amount offered by GEICO will be too low. GEICO has an interest in reaching an agreement and closing your claim as quickly, and as cost-effectively as they possibly can.

Hiring an experienced car accident attorney to review GEICO’s settlement offer can be extremely advantageous. We can help you determine whether or not accepting the settlement is your best option. Contact our law office today to schedule your initial consultation, we are now happy to offer convenient office locations in Charlotte, Mooresville and Monroe.