Negotiating a Settlement with USAA Insurance After a Car Accident

Have you or a loved one been injured in a car accident in the Charlotte region? Do you need to file a claim with USAA insurance for your injuries and property damage? If so, you may be wondering how to navigate the process. Dealing with filing an insurance claim is often overwhelming for individuals who suffered serious, life-altering injuries. The claims adjuster will typically begin trying to contact you soon after your accident. A car accident lawyer who will represent you so you can focus on your recovery.

USAA was established in 1922 in San Antonio, Texas. This insurance company serves the military community and their families by providing Auto Insurance, homeowners insurance, and various other insurance products. USAA claims that they provide discounts and excellent service for military members and their families. USAA does have high marks for customer service, but as with all insurance companies, they are a for-profit company. They do not always provide a fair amount of compensation for injured victims.

As mentioned above, USAA is a business that seeks to make money, even though they do serve the military community. One of the best ways to avoid a low settlement amount is to work with an attorney who will negotiate with the claims adjuster from USAA. We also recommend keeping track of all of the expenses you have incurred from your injuries, including all of your medical bills and property damage expenses. Take photos of your injuries and damage to your vehicle and undergo a thorough medical evaluation immediately after the car accident. We also recommend following up with all of the treatment plans and medications your doctor prescribes. Make sure you attend all of your doctor's appointments and meet with the specialist recommended by your doctor. Doing so will help you prove that the car accident caused your injuries and their severity.

You are probably wondering how much your car accident claim is worth. It is impossible to predict the exact amount of your claim’s value, but an experienced car accident lawyer can help you estimate the value of your claim. First, your lawyer will assess your case. Your lawyer will look at witness statements, the police report, and possibly work with an accident reconstruction specialist to determine who caused your car accident. It is important to discuss your case with an experienced medical doctor who can help estimate how much your injuries will cost going forward in terms of medical costs and lost income.

You may be wondering whether your injury is severe enough to obtain a settlement. The answer depends on how much medical treatment you will need and how much time off of work you will need. For example, you may think that whiplash is not a serious injury. However, victims of whiplash often need to go to expensive rehabilitation therapy and cannot work. How your injury affects your day-to-day life will be an important factor in determining the value of your claim. You will also be able to factor in the pain and suffering you have endured from your injuries.

Sometimes car accident victims are worried that if they hire a personal injury lawyer, they will not recover enough compensation because they will need to pay legal fees. However, hiring an attorney often results in a greater settlement payout. At Arnold & Smith, PLLC, we know how to negotiate with insurance companies effectively and efficiently. Several of our lawyers have copious experience with major insurance companies. We will negotiate the best possible settlement on your behalf. Additionally, if the insurance company fails to offer you a decent settlement or denies your claim unfairly, we know how to take them to court and hold them accountable.

Coping with a severe car accident injury is never easy. You need an experienced lawyer on your side. At Arnold & Smith, PLLC, we offer potential clients an initial consultation so you can ask us questions and learn more about your case. One of our attorneys can help you navigate the complicated issues that come up when dealing with insurance companies. Our attorneys are skilled at negotiating with and conversing with large insurance companies. Contact us today to schedule your free initial consultation to learn how we can fight for your right to compensation.