Filing a Nationwide Insurance Car Accident Claim in Charlotte

Have you or your loved one been injured in a Charlotte car accident? If so, you may need to file a claim with Nationwide Insurance. Insurance companies are notorious for offering settlement amounts that are far too low to cover the victim’s expenses. Dealing with a serious injury is challenging enough and trying to deal with insurance companies at the same time can be stressful and complicated. Car insurance companies often pressure victims into accepting a settlement agreement days after they have been injured. Working with an attorney can help you protect your right to compensation.

Consulting with an experienced car accident lawyer is one of the best decisions you can make regarding your Nationwide insurance claim. At Arnold & Smith, PLLC, we have successfully represented many Charlotte area clients in Nationwide insurance claims, and we will help you protect your right to compensation. Contact us today to schedule your free initial consultation.

As you see your medical bills piling up, you are probably concerned about how you will pay them, especially if you have to take time off work due to your injury. Our clients often asked us how long it will take to settle their Nationwide insurance claims. It depends on several different factors, including the severity of your injuries and the complexity of your claim. In most cases, the insurance adjuster will make an initial settlement offer to a car accident victim within a few days or weeks after the accident.

The initial offer is almost always too low. Most of the time, initial offers will not cover the car accident victim’s current and future medical expenses, property damages, lost wages, and pain and suffering. In car accident cases that involve severe personal injuries or wrongful death, the claim could take up to two years. Similarly, if your claim proceeds to court, it could take longer for you to obtain compensation.

It is worth taking the time to negotiate the best possible outcome. If you accept a settlement agreement from Nationwide Insurance, you will not be able to file a personal injury lawsuit down the road. For that reason, you need to obtain all of the damages you will incur now with the help of a personal injury lawyer.

If you or your loved one have experienced a catastrophic injury, you will incur significant medical expenses going forward. In addition to your severe bodily injuries, you have likely experienced extensive pain and suffering. Coping with a bodily injury has probably taken a toll on you and your family. When you file a claim for compensation through Nationwide Insurance, you should attempt to recover compensation for your non-economic damages, including the following:

• Emotional trauma
• Mental anxiety
• Depression
• Loss of consortium
• Pain and suffering

Proving the value of your pain and suffering to Nationwide Insurance can be challenging, but there are few steps you can take to help your claim, such as:

• Gather your medical records and a statement from your doctor regarding the prognosis of your medical condition
• Keep all of your medical bills, including bills for physical therapy, surgeries, hospital stays, medical transportation, and rehabilitation
• Keep all eyewitness statements to the car accident so you can provide them at trial, if necessary
• Take photos of your injuries, including any scars or disfigurement from your car accident
• Keep the psychological and psychiatric records from your therapist that demonstrates the emotional trauma you are dealing with because of the car accident

When we meet with new clients, one of the first questions they ask is how much they can recover from their bodily injuries. The first thing you need to do is determine the value of your case based on your injuries and consider the policy limits. The policy limits will vary, but in many cases there is a cap of $30,000 or less for the maximum total payout for victims involved in car accidents.

At Arnold & Smith, PLLC, we work with a team of financial experts who help us determine the total cost of our clients’ bodily injuries. We will consider the expenses you have incurred and your medical bills going forward. We will also take into account the time off of work and your future lost wages.

Have you or a loved one been injured in a car accident? Do you need to file a claim with Nationwide Insurance? If so, the experienced personal injury lawyers at Arnold & Smith, PLLC, are here to help. Contact us today to schedule your free initial consultation.