GEICO Insurance Bodily Injury Claims for Charlotte Car Accidents

The experienced car accident lawyers at Arnold & Smith, PLLC, have successfully handled many insurance claims, including claims against GEICO car insurance. We understand how frustrating it can be to recover the compensation you deserve against the GEICO car insurance company after a car accident. Our skilled personal injury lawyers have handled many North Carolina car accident claims similar to yours. We can help you navigate the process of recovering the compensation you deserve so you can focus on your recovery.

We recommend that you consult with a car accident attorney as soon as possible after your accident. We also recommend that you avoid discussing your car accident case and settling your GEICO Insurance claim before discussing your case with an attorney. Car insurance companies, including GEICO, often try to settle cases as quickly as possible. They typically provide a first-time settlement offer that is far too low to cover your expenses. Your lawyer can help you identify a “low-ball” offer from GEICO and negotiate with them to obtain the settlement you deserve.

GEICO allows people to file a claim online or by telephone. After you file your claim, you will need to schedule a time to bring your vehicle into a repair shop if it is safe to drive, typically within 24 hours. If your vehicle is not safe to drive, GEICO will send an auto damage adjuster to the car’s location. You can choose any repair shop, but GEICO often recommends using one of their Auto Repair Xpress facilities. The inspection typically takes around 30 minutes, and a shop representative will prepare an estimate. GEICO may set up a rental car while your vehicle is being repaired.

GEICO has one of the lower percentages of complaints regarding resolving compensation claims. They typically rank above average in customer satisfaction surveys. Customers can initiate a claim through the GEICO mobile app, by telephone, or online, making it easy to file a claim.

However, even though GEICO has high scores for customer satisfaction, victims of car accidents should still be aware that they may try to offer settlements that are too low. Just because you are their customer does not mean they will provide you with enough compensation for your injuries and property damage. Consulting with an attorney is one way to protect yourself and make sure GEICO treats you fairly.

Many times our clients ask us how long it will take to settle a claim with GEICO. On their website, GEICO states that they attempt to settle claims within 48 hours of the accident. The claims adjuster from GEICO will contact the accident victim during the initial phase of the claim and answer questions. Settling a complex car accident claim may take longer than 48 hours, however. If you have been seriously injured, you should prepare yourself for the process to take several months, at least.

It is possible that your attorneys can negotiate a decent settlement for you relatively quickly, but it is worth taking the time to secure the settlement you need. Once you sign a settlement agreement, you will not be able to pursue your claim in court through a personal injury lawsuit. That means you need to recover all of the compensation you need to take care of your medical needs now and in the future. It is worth waiting to secure the most financial compensation possible.

If GEICO has denied your car insurance claim, you may wonder what you should do next. GEICO may have an internal policy that the adjuster should refuse to settle personal injury claims that involve a low-impact collision. For example, if you are involved in a fender bender but suffered a serious neck injury, GEICO may try to deny your claim outright because your property damage is minor. If you feel that GEICO has wrongly denied your claim, it is crucial that you contact a car accident lawyer as soon as possible to protect your rights.

If you or your loved one have been involved in a car accident in Charlotte, the personal injury lawyers at Arnold & Smith, PLLC, are here to help. We will assist you in negotiating your claim with GEICO so you can focus on healing. Contact us today at 704-370-2828 to schedule your free initial consultation.