Obtaining Compensation From State Farm After a Car Accident

Were you or your loved one injured in a car accident by a driver insured by the State Farm? Did the other driver's negligence or recklessness cause the car accident? If so, you probably have a right to seek financial compensation and recover damages through the at-fault driver's insurance policy.

Seeking compensation through an insurance company is a challenging process. Even though it is relatively easy to file a claim with State Farm, negotiating a settlement is more difficult. After you file your claim online, on the State Farm phone app, or via telephone, a claims representative will reach out to you. Claims adjusters typically request that you submit a recorded statement soon after your accident. They will probably tell you that the statement will be used to settle your case as quickly as possible.

However, settling your claim as quickly as possible is not the best solution in most cases. If you have been seriously injured with a traumatic brain injury, spinal cord injury, or other life-altering injuries, the claims adjuster may offer you a $5,000 to $10,000 cash settlement amount. He or she will be hoping that you accept the cash settlement to pay your medical bills immediately. We recommend speaking to a car insurance lawyer before you accept a check for compensation.

If you settle your case early on, you will need to sign a document preventing you from bringing a lawsuit against the defendant. You may unintentionally waive your right to recover the full amount of compensation you deserve by accepting the first settlement amount. At Arnold & Smith, PLLC, we have extensive experience representing clients in car accident cases. We understand the tactics used by State Farm and other major insurance companies to deny claims or offer low-value settlements.

When we begin working on your case, we will use all of our resources and experience to negotiate aggressively on your behalf. Our lawyers will not let the car insurance company take advantage of you. When car insurance companies act in bad faith, we pursue legal action against them in court. Our law firm will deal with the insurance adjuster so you can focus on recovering from your injuries. We do not take any compensation from you until we succeed in securing a settlement or compensation through a jury trial.

If you have been involved in a car accident in Charlotte, it can be challenging to know what to do next. After the car accident is over, ensure that everyone is safe and call for emergency services and ask a police officer to come to the scene. You will be able to use the police officer’s accident report later when filing your claim. Follow the recommendations of the paramedics. If they recommend that you go to the emergency room, go to the emergency room, and undergo a comprehensive evaluation.

After you call for help, take photos of the accident scene with your cell phone as long as it is safe to do so, and you are not too injured. These photos can help you prove that the accident was not your fault. When you talk to police officers, do not admit fault for the accident. Additionally, if the insurance company calls you, do not admit partial or complete fault. At the scene of the accident, make sure you write down the contact information of everyone else involved.

If you do not go to the emergency room, schedule an appointment quickly with your medical doctor, even if you believe you have not been injured. In many cases, the adrenaline and shock caused by the car accident can make it difficult to feel the full extent of your injuries. You may not become aware of your injuries until days after the accident. Keep a journal and write down all of the symptoms you experience and record your pain. Write down how much pain medication you have had to take and any activities you have not been able to engage in because of your injury.

Do you need to file a claim for compensation through State Farm Insurance after being involved in a Charlotte car accident? If so, the experienced car accident lawyers at Arnold & Smith, PLLC, are here to help. Contact us today to schedule your free initial consultation.