Liberty Mutual Insurance Settlement Lawyer

Liberty Mutual is one of the largest insurance companies in the United States. In addition to auto insurance coverage, they also provide customers with boat insurance, life insurance, and property insurance. Liberty Mutual has been in the car insurance business since 1912, and they take pride in being there for their customers when their customers need them the most.

Unfortunately, Liberty Insurance does not always offer settlement amounts that compensate clients for their serious injuries and property damage. If you or your loved one has been injured in a car accident, and need to file a claim with Liberty Mutual, you need an experienced car accident lawyer on your side. At Arnold & Smith, PLLC, we have extensive experience in negotiating aggressively with car insurance companies, including Liberty Mutual. We will handle your claim from start to finish and negotiate a settlement you deserve.

Consult With a Lawyer Before Giving Liberty Mutual a Statement

If you are preparing to file a claim with Liberty Mutual after a car accident, the most important thing you should do is consult with an attorney. A claims representative from Liberty Mutual will probably contact you soon after your car accident and ask you to provide a recorded statement. After the shock of the accident, it is easy for people to unintentionally admit fault when speaking with the claims adjuster. Doing so can hurt your chances of recovering compensation. An experienced car accident lawyer will handle your claim for you every step of the way so you can focus on your recovery.

Tips for Filing a Liberty Mutual Claim

How you handle processing your claim is an essential aspect of recovering compensation. You can file a claim online, through an app, or over the phone. Liberty Mutual provides customers with an Express Estimate feature. This feature lets you email a photo of your motor vehicle’s damage to receive a quick estimate for the repair cost. However, this feature only applies when you have minor property damage. You can also take your vehicle to a Liberty Mutual facility, where they will provide you with a quote for the damage.

As with many major insurance companies, filing a claim with Liberty Mutual is relatively easy. The hard part of recovering compensation involves negotiating with a claims adjuster so you can recover the full amount of compensation you are entitled to. The primary goal of all insurance companies is to minimize the amount of compensation they pay car accident victims. The more serious your injury and the greater damage to your vehicle, the harder insurance companies will try to find a way to avoid fully compensating you.

After you begin the claims process, the claims adjuster will start gathering information from you. They will use this information to evaluate your claim and determine how much compensation to offer. Thus, it is important that you provide them with as much evidence of your property damage and injuries as possible. They will review the following types of evidence:

  • Pictures and measurements that were taken at the car accident scene
  • Police reports and statements from passengers and witnesses
  • Repair estimates
  • Any statements you make
Negotiating With Claims Adjusters

Claims adjusters usually have a very friendly demeanor when they call car accident victims. They typically sound like they want to put your best interest first and help you get the compensation you are entitled to. Many times they put pressure on car accident victims to accept an immediate offer that is too low. For example, if you have been involved in a $100,000 car accident, they may categorize your claim as high-value and offer you an immediate check for $5,000. They are hoping that you take the low amount so they do not have to pay the total value of your claim.

Be careful what you say when you speak to claims adjusters. Never admit to being even somewhat at fault for the car accident. They will use anything you say against you to try not to pay out your claim. Some insurance companies even go as far as putting car accident victims under surveillance to prove that they are not injured. After you consult with your attorney, make sure you follow up with all of your medical appointments so you can prove the severity of your injuries.

Contact a Charlotte Car Accident Lawyer

If you have been seriously injured in a car accident and you need to file a claim with Liberty Mutual Insurance, you are not alone. Contact the experienced car accident lawyers at Arnold & Smith, PLLC today to schedule your free initial consultation to learn how we can fight for you.

Client Reviews
Arnold & Smith was great. They are always on time for your case, they really know what they are talking about. They are very good about giving you updates on your case. I highly recommend everyone to use Arnold & Smith as your attorney they will make sure you get the best result possible for your case. By far the best attorney in the area. Austin
Resonable expectations were set and the results far exceeded them. I was well informed, prepared and supported by Matt and his team. They provided comfort and confidence, as well as a great outcome. I can't possibly describe how grateful I truly am for what they have done for me. Matt was recommended to be by another trusted individual and I believe that was a blessing. Anthony
I can't say enough great things about Matthew Arnold and his team. I had a very complicated, high-conflict case which took a lot of time and effort on everyone's part, and I feel like my case was given the time and attention it required. Matt Arnold is a great attorney, and I would go as far as saying one of the best in Charlotte, if not the best. Bree is also amazing. Amber