Our office continues to operate during our regular business hours, which are 8:30 am - 5:30 pm, Monday through Friday, but you can call the office 24 hours a day. We continue to follow all recommendations and requirements of the State of Emergency Stay at Home Order. Consultations are available via telephone or by video conference. The safety of our clients and employees is of the utmost importance and, therefore, in-person meetings are not available at this time except for emergencies or absolutely essential legal services.

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Farmers Insurance Auto Claims

Farmers Insurance is one of the largest auto insurers in the United States. If you have suffered an injury from a car accident and need to file a claim with Farmers Insurance, Arnold & Smith, PLLC can help. We will assertively negotiate on your behalf with Farmers Insurance. It is wise to refrain from signing any settlement agreements with Farmers Insurance before speaking with a skilled attorney.

Many of our clients must receive a favorable Farms Insurance settlement in order to provide for themselves and their families. It is easy to want to accept whatever settlement amount Farmers Insurance first offers in order to pay bills that are due and to ease anxiety. However, waiting to ensure that you receive the best possible settlement amount will pay off in the long run.

At Arnold & Smith, PLLC our skilled car insurance attorneys understand how challenging it is to face a mounting pile of medical bills while recovering from an injury. Car accidents can result in serious injuries and as a result enormous medical expenses which place a tremendous amount of stress on individuals and families. That is why we offer our potential customers a free initial consultation to discuss their legal options.

About Farmers Insurance

Farmers Insurance has offered Americans insurance products since 1928. The Farmers Insurance Group of Companies is one of the largest insurance companies in the United States. The company began as an insurance company that insured the vehicles of rural farmers. Over time, the company began offering more insurance products and providing locations throughout the United States. Insurance serves over 10 million households. They also manage over 19 million individual insurance policies in all 50 states. In addition to employing 21,000 employees, Farmers Insurance also works with over 48,000 independent and exclusive agents.

How to File a Claim Against Farmers Insurance

If you have suffered an injury in a car accident and the at-fault driver has a Farmers Insurance policy, you will need to submit a claim with Farmers Insurance. If you suffered an injury caused by an at-fault driver who is uninsured or underinsured, you will need to file a claim with your own insurance policy. Like most other major insurance providers, Farmer’s Insurance company allows customers to file a claim on their mobile phone application or online. Once you submit a claim online or over the phone, an insurance adjuster will provide you with the case number for your claim.

Next, a Farmers Insurance claims adjuster will contact you and ask you a wide variety of relevant questions. Many times, the claims adjuster will ask you to confirm that you have been injured and the extent of your injuries. They will often ask about the severity of your injuries and whether your automobile suffered damage. Claims adjusters often seek to settle the claim as quickly as possible and being a for-profit company, they always seek to settle for as little money as possible.

It is wise to speak with a skilled Charlotte car accident attorney before giving a statement to a Farmers Insurance claims adjuster. In many cases, the extent of someone’s injuries will not become apparent until the next day or within a few weeks of the injury. Bruising, back, and neck injuries may not be apparent in the shock and immediate aftermath of the car accident. If you need to undergo surgery for your injuries, it is impossible to determine whether or not you will need additional surgery or if any complications from the surgery may arise.

Speak With an Attorney Before Providing a Statement to Farmers Insurance

At Arnold & Smith, PLLC we have helped many clients provide statements to insurance companies. One of our founding attorneys started his legal career defending insurance companies. He, along with our other attorneys on staff, have in-depth knowledge of the process insurance companies use to accept or deny claims. Our attorneys use this experience to benefit our clients. We work with medical experts to determine a settlement amount that fairly represents the injuries suffered by our clients.

If you need to submit a claim to Farmers Insurance or Farmers Insurance has denied your claim, we are happy to help. Whatever step you are negotiating in your Farmers Insurance claim, we can advocate on your behalf. You do not need to go through the often frustrating and confusing process of claiming insurance coverage alone. Contact our North Carolina personal injury law firm today to schedule your free initial consultation. Now offering three convenient locations in Charlotte, Mooresville and Monroe, call us today at 704.370.2828.

Client Reviews
★★★★★
Arnold & Smith was great. They are always on time for your case, they really know what they are talking about. They are very good about giving you updates on your case. I highly recommend everyone to use Arnold & Smith as your attorney they will make sure you get the best result possible for your case. By far the best attorney in the area. Austin
★★★★★
Resonable expectations were set and the results far exceeded them. I was well informed, prepared and supported by Matt and his team. They provided comfort and confidence, as well as a great outcome. I can't possibly describe how grateful I truly am for what they have done for me. Matt was recommended to be by another trusted individual and I believe that was a blessing. Anthony
★★★★★
I can't say enough great things about Matthew Arnold and his team. I had a very complicated, high-conflict case which took a lot of time and effort on everyone's part, and I feel like my case was given the time and attention it required. Matt Arnold is a great attorney, and I would go as far as saying one of the best in Charlotte, if not the best. Bree is also amazing. Amber