Recovering Compensation Through a Travelers Insurance Claim

The Travelers Insurance Company is the largest insurance company in America by market value. With revenues exceeding $25 billion per year and assets of over $105 billion, Travelers Insurance is one of the most well-known insurance companies in the United States. Suppose you have been in a car accident in the Charlotte area and you need to file a claim for compensation through Travelers Insurance. In that case, it is important that you consult with an experienced car accident lawyer as soon as possible.

Travelers Insurance is a for-profit company, and they are concerned with their bottom line. Dealing with any insurance company can be frustrating, especially after you have experienced a severe injury. Travelers Insurance company has significant assets, investigators, and lawyers at their disposal to use to try to deny claims or pay less than customers deserve. When a car accident victim is facing a sophisticated opponent, his or her lawyer will be able to protect the car accident victim’s claim for compensation.

When we meet with new clients, one of the first things they ask us is how much their car insurance claim is worth. Valuing your car accident claim is one of the first and most important steps we will take. At Arnold & Smith, PLLC, our law firm has the resources needed to thoroughly investigate your claim and gather evidence regarding the car accident and your injuries. Proving the severity of your injuries is crucial in obtaining the most significant settlement amount possible.

At Travelers Insurance, claims adjusters who are part of the Auto Liability Severity department handle high-value claims. If you have a high-value claim, your claims adjuster may try to offer you a low settlement amount, such as a check for $5,000, to settle the case quickly. The higher the value of your claim, the more likely the insurance adjuster will push you to settle as soon as possible to avoid paying out compensation. Insurance claims adjusters know that car accident victims are often experiencing significant financial difficulties and may want to accept a lower amount so they can pay their bills.

When you work with Arnold & Smith, PLLC, you can rest assured that we will fight for your right to obtain the greatest amount of compensation possible. First, we will work with researchers to investigate your car accident. We will gather evidence, including the police report, witness statements, video or CCTV footage, and any other information that will help prove liability. When necessary, we will work with an accident reconstruction specialist who can help us prove who is at fault. We will also work with doctors who can provide expert medical opinions regarding how your injuries will affect you for the rest of your life. After we gather all of the evidence necessary, we will calculate the value of your claim. We then will begin the negotiation process with the Travelers Insurance adjuster.

When car accident victims work with skilled attorneys, the outcome is often better than if they filed a claim for compensation on their own. Our lawyers have extensive experience negotiating with insurance companies to seek the highest possible car accident settlements. We will talk to the Traveler’s Insurance adjuster for you so you can focus on your recovery. If a claims adjuster calls you immediately after your car accident, you do not have to provide them with the statement. In many cases, they will insist that you are required to give them a statement.

However, legally, you do not have to provide them with the statement. We recommend speaking to one of our lawyers before you offer a statement. You could accidentally or unintentionally admit fault for the accident, giving the insurance company a reason to deny your claim or pay you less than you deserve. Be firm and polite and ask for a number to call them back after speaking to one of our experienced lawyers. We will aggressively negotiate with the claims adjuster, pushing them to offer you a settlement agreement that will compensate you for all of your physical and emotional pain.

If you have been injured in a car accident, you may be intimidated about negotiating with Travelers Insurance for your compensation. You do not need to go through this alone. At Arnold & Smith, PLLC, we will help you every step of the way. Contact one of our three Charlotte area offices to schedule a free initial consultation with one of our car accident lawyers today by calling 855.370.2828.