How to Recover Compensation in a Farmers Insurance Claim

Have you been injured in a Charlotte region car accident? Are you going to file a claim with Farmers Insurance for compensation? The Charlotte area accident lawyers at Arnold & Smith, PLLC recommend that you consult with an attorney before you agree to a settlement offer or give any statements to the Farmers Insurance claims adjuster managing your claim. We will negotiate with Farmers Insurance on your behalf to attempt to obtain the most compensation possible. We will evaluate your case thoroughly and provide you with numerous legal options.

Some cases take a few days to a month to recover compensation, especially if they are straightforward cases without severe injuries. The more severe the car accident and the more significant the injuries, the longer the claim typically takes. Insurance companies like Farmers will often use significant resources to fight a compensation claim when the claim is significant. Cases involving severe injuries can take between six months to two years to be resolved.

Once the car accident victim agrees to a settlement amount, Farmers Insurance may take up to six weeks to send them a check. When Farmers Insurance does not offer the victim a fair settlement amount, the case will take longer to settle because the victim will need to file a lawsuit in court.

You will need to file a claim for compensation through Farmers Insurance after your car accident. After you submit your initial claim on the app, telephone, or online, a claims adjuster will contact you and assign you a case number. Your claims adjuster will be investigating the facts in your car accident to begin the settlement process. In many cases, the claims adjuster will quickly review the property damage and your injuries and offer you a settlement offer, hoping to skip negotiations and promptly close your case.

Claims adjusters at significant insurance companies like Farmers Insurance use numerous tactics to quickly settle your case and avoid paying you what you deserve. Sometimes they try to settle the case before receiving all of the surgeries, medical treatments, and rehabilitation that you need. By doing this, they can avoid paying you the full cost of your medical treatment. For this reason, it is wise to wait to settle your case until you know or have a better idea about how your medical condition will affect you going forward.

At Arnold & Smith, PLLC, we work with a team of experts who will review your medical records and the severity of your injuries to determine an estimate of how your injuries will affect you. Typically, you only have one way to recover the compensation you need to pay your medical bills and cover your loss of income going forward. It is crucial that you correctly estimate the value of your claim and negotiate assertively with the insurance company to obtain the total amount of compensation you deserve.

Farmers Insurance adjusters typically offer a victim a low-ball settlement amount at first. They hope that the victim will sign a settlement agreement stating that they will not sue in exchange for the check. You must not sign the first settlement offer Farmers Insurance makes. Instead, you should discuss your case with a car accident lawyer who can analyze your case and tell you what your case might be worth.

Your lawyer will be able to provide a counteroffer to Farmers Insurance that is fair to you and covers all of your economic and non-economic damages. If Farmers Insurance refuses to accept the counteroffer, you may need to take your case to court. Your car accident lawyer can help you gather evidence that will help prove your case, including your medical records and eyewitness testimony.

If you have been injured in a car accident in the Charlotte region and you need to file a claim for compensation with Farmers Insurance, we can help. At Arnold & Smith, PLLC, many of our lawyers have worked with large insurance companies. We understand how insurance companies operate, and we use our knowledge to our clients’ benefit to fight for the best outcome. Our law firm provides consultations to potential clients to review their cases and provide excellent legal advice. Contact us today to schedule your initial consultation.