If you or a loved one have suffered injuries in a Charlotte car accident involving Nationwide Insurance, Arnold & Smith, PLLC can help. Our attorneys have extensive experience negotiating with car insurance companies, including Nationwide Insurance. We understand that Nationwide Insurance is a for-profit company that may deny claims whenever possible to improve their bottom line. While some claim denials by Nationwide Insurance are valid, others might not be. When Nationwide Insurance denies claims based on incorrect reasons, a skilled attorney can be a substantial help.
Our Attorneys Negotiate with Nationwide Insurance on Your BehalfIf Nationwide Insurance has denied your claim, it is wise to speak to experienced Charlotte car accident attorneys. One of our car insurance attorneys can examine your insurance policy and the rationale given for the denial of the claim. After investigating your car accident, we can advise you of your options and what would be your best legal course of action. An experienced attorney can review your situation against previous cases and outcomes and determine if you may have a valid claim to fight Nationwide Insurance’s denial of your claim.
Nationwide Insurance ClaimsNationwide Insurance came into existence in 1925 and was originally called the Ohio Farm Bureau Federation. The Farm Bureau Mutual expanded to have a national presence in 1955. Their western expansion included 20 additional states in addition to the 12 states and the District of Columbia that the company has already served. At this point, the company changed its name to Nationwide Insurance.
Nationwide Insurance is one of the few large insurance companies that is owned by its policyholders. Nationwide is one of the first insurance carriers to use a mileage-based insurance product. The company has grown to a Fortune 100 company that offers a full range of services. Nationwide Insurance writes insurance policies for the following types of coverage:
Nationwide Insurance offers a wide variety of insurance services for its customers and has received several awards for customer service satisfaction. Nationwide Insurance company received $56.9 billion in policy sales in 2018.
How to File a Claim Against Nationwide InsuranceIf you have suffered an injury in an accident caused by the negligent action of a Nationwide Insurance policyholder, you may be entitled to compensation through their policy. Under North Carolina law, those who suffer injuries from an at-fault driver have a right to make a claim for compensation through the at-fault driver’s insurance company. Additionally, if you have suffered injuries caused by a driver with no insurance, you may need to file a claim with your own insurance policy. If you have purchased uninsured or underinsured driving insurance with Nationwide Insurance, you will need to file a claim with them.
Nationwide Insurance’s Mobile Phone ApplicationLike most large car insurance companies, Nationwide Insurance provides customers with a mobile application to make the claim filing process more convenient. Customers can file claims within the phone application. They can write a brief description of what happened during the accident and upload photos of the accident. Soon after submitting the claim, a claim adjuster will often contact the claimant and to ask additional questions.
During the initial claim process, a Nationwide Insurance adjuster who is assigned to your claim may call you and ask you to make a written or oral statement about the claim. They usually ask you if you have had to seek medical treatment or if you have been physically injured in the accident. If you have suffered moderate to severe injuries, it is wise to speak with a Charlotte car accident attorney as soon as possible. Many times, the shock of the car accident makes it difficult for those injured to make accurate statements regarding the accident possibly minimizing injuries or worse, implying they may have been at fault in some way that may lead to a claim denial.
If you state that you have not received any injuries, Nationwide Insurance could use that statement as a valid reason to deny your claim. At Arnold & Smith, PLLC our Charlotte car accident attorneys can help you craft a statement that accurately describes what happened in your accident without unintentionally admitting fault.
We can Help You Make a Thorough Nationwide Insurance ClaimMany times accident victims do not consider the full extent of the costs that their injuries will require. When deciding whether to accept a Nationwide Insurance Claim, it is wise to consider your long-term costs, such as hospitalization costs, ongoing medical expenses, future wages, and intangible expenses for pain and suffering. Contact our Charlotte law officetoday to schedule your free initial consultation.